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I’m here to help you understand your home loan options and what you can afford. Step one is learning about you and your current financial situations by completing the pre-qualification form.

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If you’re just getting the ball rolling, I’m here to help any way I can! Fill out this quick form and I’ll get back to you within 24 hours.


Additional Awards and Recognitions

Carolyn Cole
Your Polson
Home Loan Expert

When you’re ready to build, buy, or refinance your Montana home, you deserve the utmost care. Carolyn Cole brings passion and expertise to Montana.

A Loan Expert by Your Side

Carolyn Cole Polson home loans

Carolyn Cole

Branch Manager/Loan Officer
NMLS# 202131
As a direct local lender, Mann provides borrowers with more customized loan options and more personal service than a big online lender can. In addition to federal and nationwide loans, we also offer unique state and local financing options. I’ll meet with you, review your current financial situation, go over your home financing plans, and together we’ll find the right loan to help you achieve your home ownership, home construction, renovation, or refinance goals!

Awards and Recognitions

2021 Scotsman Guide Top Originator and Top Women Originator


See what everyone is saying about Carolyn


4.9/5 Rating | 16K Reviews

"Carolyn was always fast and great to work with and worked hard to get me the best rates possible and get all my paperwork done and prepared in no time at all. She was always very welcoming when I would stop by for signatures and updates. Would never do work with anyone else!"

- Douglas B L | Ronan, MT

"Carolyn went the extra mile to provide exceptional customer service. I would refer anyone that was looking to buy a house and needed the financial guidance to Carolyn."

- Jacob S B | Missoula, MT

"Carolyn was always quick to respond. She takes the time to explain everything and was always on top of matters. So happy with everything!"

- Kari J | Polson, MT

Get Started in Less Than

10 minutes

Get pre-qualified with Carolyn with our online mortgage application. It's simple, fast & secure

Local Home Loan
Expertise & Service

Whether you're looking to buy a vacation home, refinance your home, or build your dream home, Carolyn will help you pick the loan that will work best for you.

Our Most Popular
Loan Options

  • Our Most Popular
    Loan Options

  • Conventional Loans

    By far, the most popular type of home loan. Borrow up to 97% of the home's value. Private mortgage insurance required for down payments of less than 20%.

    Learn More
  • FHA Loans

    Designed to help borrowers with low-to-moderate income or low credit purchase a home in Montana. Down payment as low as 3.5% and available to those with low credit scores.

    Learn More
  • Construction Loans

    MannMade construction and renovation loans exclusively through Mann Mortgage. 0-5% down payment, lock in the best interest rate, monitor construction spending online, and save time and money with a one-time close.

    Learn More
  • VA Loans

    Available to assist active service members, veterans, and surviving spouses in buying, building, and retaining a home. 0% down payment and properties must meet VA guidelines.

    Learn More
  • Refinance

    Refinance to get a lower rate, get cash out, shorten your term, or change the type of loan you have.

    Learn More

Contact Me
I'm Here
For You

Carolyn Cole

Branch Manager/Loan Officer
NMLS #202131
Office: (406) 883-1445

Mann Mortgage
50125 US-93,
Polson, MT 59860

© 2024 Mann Mortgage, LLC | NMLS 2550